Use It or Lose It: Save Your 2025 Dental Benefits!
The clock isn’t just ticking toward a New Year’s celebration—it’s ticking toward the expiration of your hard-earned money.
As of today, December 29th, you have less than 48 hours before your 2025 dental insurance benefits vanish forever. At midnight on December 31st, unused Annual Maximum Benefit (AMB) and most Flexible Spending Account (FSA) funds expire. You’ve paid for these benefits through your premiums and payroll deductions; leaving them on the table is essentially giving money back to the insurance company.
It’s not too late to take advantage of your remaining balance for your dental care! Dr. Manassra and the team are ready to help you lock in your care and maximize every health care dollar before the deadline hits.
The Final-Hour Checklist: What You Can Still Claim
Even with only hours to spare, there are strategic ways to ensure your 2025 benefits work for you.
1. The Consultation & Diagnostic Lock-In
This is the most critical move you can make right now. By scheduling a final-day consultation or necessary check-up, you can utilize your remaining 2025 AMB.
- The plan often covers 100% of the cost for exams, X-rays, and diagnostics.
- The Strategy: Processing these today not only uses up expiring funds but can also help you meet your deductible for treatments planned for early 2026.
2. The FSA/HSA Cash-In
Please utilize any remaining FSA or HSA funds subject to forfeiture before the deadline. You can use this pre-tax money for:
- Prescribed Nightguards: Protect your teeth from grinding and clenching.
- Prescription Products: High-strength fluoride toothpaste or mouthwash.
- Essential Tech: Electric toothbrushes or water flossers (when prescribed for conditions like periodontal disease).
- Debt Clearance: Paying off any outstanding copayments for previous treatments.
Strategic Planning: Start Your Major Work Today
Many patients think they have to wait until next year to start a project. In reality, starting now is the smartest financial move.
- Dental Implants & Full-Arch Restorations: Complex procedures often require two years of benefits to be affordable. By starting the initial phase—such as the consultation, X-rays, or even a bone graft—now, you utilize your 2025 AMB. This allows you to reserve your entire 2026 benefit for the final restorative crown placement.
- Cosmetic Smile Transformations: Enhance your appearance for the upcoming year. Use these last hours of 2025 to pay for initial Invisalign records and impressions, or to purchase materials for professional, custom teeth whitening.
Protect Your Investment: Holiday Hygiene Tips
Having maximized your benefits throughout the year, ensure that a holiday-related incident does not necessitate emergency medical care.
- Avoid the “Tooth-Crackers”: Stay away from hard candies, peanut brittle, and ice. These can easily crack a natural tooth or dislodge a temporary filling.
- The Hydration Defense: If you’re enjoying soda, wine, or sugary treats, drink water immediately after. It neutralizes acid and washes away decay-causing particles.
- The Post-Party Protocol: No matter how late the New Year’s party goes, commit to brushing and flossing before bed.
Stop Scrolling and Call Manassra Dental NOW!
These funds are subject to immediate forfeiture. All benefits will expire within 48 hours. Please ensure you utilize the coverage you have secured through your contributions.
Please contact Manassra Dental in San Jose today to schedule your appointment. Our team is standing by to see what final exams, services, or benefits we can process for you before the December 31st midnight deadline.
Call us at (408) 809-7760 or visit our San Jose office to schedule your year-end appointment!
